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We’re Zooming Virtual Bankruptcy Consultations

We’re Zooming Virtual Bankruptcy Consultations

Jan 30, 2024 | Blog

We’ve been Zooming–doing Zoom bankruptcy consultations–since April 2020. We’re sticking with it. We stopped in-office consultations with the March 2020 pandemic lock down. (I first heard of Zoom when my church started using it. We’re a small congregation and can see...

We Win Our Appeal–Chapter 13

Dec 26, 2023 | Blog

Robert traded his 2007 Ford Mustang on a new Ford Focus shortly before filing Chapter 13 bankruptcy. Virginia bankruptcy lawyer Kaitlin Vaillancourt worked with me on this Chapter 13 appeal. Thomas Gorman, the Chapter 13 trustee, objected that was “bad faith.” Robert...

What’s a Judicial District in Virginia for FDCPA Purposes

Dec 26, 2023 | Blog

The FDCPA requires that a debt collector sue you in the right judicial district. Virginia is divided into Judicial Districts. You can see that map here. In Northern Virginia, most district are one county. But Loudoun and Fauquier share one district. Stafford is in...

What is Bankruptcy & What Are Bankruptcy Chapters?

Dec 26, 2023 | Blog

What Is Bankruptcy? Bankruptcy gives a fresh start to honest debtors. That’s what the Supreme Court said more than seventy years ago. A fresh start to honest debtors and a clear field for the future. (As an aside, we know how hard it can be to decide if bankruptcy is...