Dec 25, 2023 | Blog
Chapter 13 is price controlled by the bankruptcy judges. In August 2023, they set the fee at $6339. We get about half up front, and the rest out of the Chapter 13 payment you make to the court. So up front, $700, $1000, and $1100. Then $3529 from your payments–that...
Dec 25, 2023 | Blog
Your Bankruptcy Papers “Here are the papers we sign and file, to get your bankruptcy officially started. This is a half-hour video.”...
Dec 25, 2023 | Blog
When you’re in chapter 13, you don’t want a tax refund. Why? If you get a refund more than $250.00, you have to send it in to the bankruptcy trustee. So you don’t want to over-withhold. You also don’t want to under-withhold. Why? Because on April 15, you’ll owe a tax...
Dec 25, 2023 | Blog
What About ….? What about my bank account? Filing bankruptcy does not force you to close your bank account. (Many credit unions will fire you as a customer.) If your credit is already so bad you can’t open an account, try TD Bank, a new bank in Northern Virginia....
Dec 25, 2023 | Blog
Is Bankruptcy My Only Option? Some people in financial trouble don’t need to file bankruptcy. Sometimes doing nothing will work. For elderly people with nothing but social security, simply telling creditors to call your lawyer may be all you need to do. (If I can work...
Dec 25, 2023 | Blog