Dec 24, 2023 | Blog
Updated April 2022. “What will they take?” Your Virginia bankruptcy exemptions answer that question. When you file a Chapter 7 bankruptcy, the Chapter 7 trustee can take and sell your non-exempt assets. (The proceeds are used to pay your creditors.) Most people don’t...
Dec 24, 2023 | Blog
That’s so bizarre, I’m saying it again. “You don’t have the right to have your credit report right.” The Fair Credit Reporting Act (FCRA), was an enormous victory for consumers when it was passed in 1970. And it gives you important rights. The right to see your credit...
Dec 24, 2023 | Blog
Congressional FCU Reaffs Nullify Cross-Collateral
Dec 24, 2023 | Blog
Take the second class
Dec 24, 2023 | Blog
Do you need a fresh start? Are you tired of the phone calls? Worried about garnishment? Is your credit score falling? Are you laying awake at night? Your fresh start in bankruptcy fixes all that–and more! The purpose of bankruptcy is to help you. The legal shorthand...
Dec 24, 2023 | Blog
Chapter 13 Chapter 13 is good to stop the foreclosure on your house and give you time to catch up. (For more about foreclosures, visit Stop Virginia Foreclosure.) For some people whose house has lost a lot of value, we can use Chapter 13 to strip off your second...