Virginia Garnishment: What You Need to Know

I’ve talked to thousands of people hit by a Virginia garnishment—three or four every week. These articles answer the questions they ask most: why the garnishment started before the court date, how to protect your bank account, and how to get garnished money back.

Garnishment law

Robert Weed · 1 min read

Virginia Garnishment Law Questions and Answers

When people get hit with a garnishment, they have questions. I’ve talked to thousands of people hit by a Virginia garnishment–three or four every week–and I get the…

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Robert Weed · 1 min read

The Garnishment Started Before the Court Date!?!

Did you get a copy of the garnishment summons? (Lots of people don’t, although they are supposed to.) That court date-called the “return date”–that’s the date your payroll…

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Robert Weed · 1 min read

There’s no judgment on my credit. How can I get garnished?

People hope that when a judgment comes off your credit report, that means there’s no more judgment. Sorry, doesn’t work that way. According to credit report law, the…

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Robert Weed · 2 min read

You May Get Lots of Garnishment Threats, but Virginia Garnishments Hit Without Warning

Are you getting debt collector phone calls warning you of a garnishment? That usually means you still have time to protect yourself. Debt collectors will call and say…

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Garnishment hearings and getting your money back

Robert Weed · 6 min read

How to get back the garnished money yourself.

To get back money that’s been garnished from your bank account or paycheck, here’s what you’ll need. Two forms. A notary. Two trips to the courthouse. And a…

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Robert Weed · 1 min read

Rebecca Got Her Garnished Money Back

Rebecca contacted me on a Friday in July 2026. She had a garnishment on her bank account with the return date (that’s the end date, not the start…

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Robert Weed · 1 min read

I gave Toni Michaels a Homestead Deed in 2018

Back in 2018, Toni Michaels was getting garnished on an old car repossession from three years before. I gave her a homestead deed, following my instructions, and sent…

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Protecting yourself

Robert Weed · 1 min read

The first thing to do if you get a bank account garnishment.

If you get a bank account garnishment, change banks. The garnishment will keep taking money from your account until the return date on that garnishment. So if your…

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Robert Weed · 1 min read

How to Avoid a Bank Account Garnishment

Virginia courts have jurisdiction over people and businesses located in Virginia. So it is easy for a Virginia court to garnish your bank account if that bank has…

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Robert Weed · 2 min read

Garnishment and Bankruptcy: Your Fresh Start

If you are getting garnished now–or about to–you probably need a fresh start. If you can’t keep struggling with honest debts you just can’t pay–that’s why bankruptcy is…

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Background

Robert Weed · 1 min read

History of Garnishment Law in Virginia: From the William and Mary Law Review

Garnishment came into Virginia law in 1850. And it’s largely unchanged. Garnishment was enacted as a reform, an alternative to debtor’s prison. You can read more about that…

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. These articles are general information, not legal advice. Contacting us does not create an attorney-client relationship.