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Jan 2013After Bankruptcy: Can they turn me away at the hospital?
Posted by Robert Weed / in After Bankruptcy / 2 comments
<h2>After Bankruptcy: Can they turn me away at the hospital?</h2>
More than half of all bankruptcy is caused by health problems. Many people file bankruptcy on medical bills, including hospital bills. (For other people, the medical expenses all ended up on credit cards.)
So it’s no surprise people ask me, “Will I get turned away from the emergency room after I file bankruptcy on the hospital?”
Even if you file bankruptcy on your hospital, they can’t turn you away.
The answer is, no. First of all, the emergency room is not allowed to turn people away, even after bankruptcy. Can’t pay–they have to take you. Not an American–they have to take you. Illegally in the country–they still have to take you. That’s from a law put in by Ronald Reagan.
Second, if you have insurance, they are GLAD to take you. Past is past; they are just glad you can pay this time.
What about your own doctor? Or dentist? Or pediatrician? They usually will take it personally if you file bankruptcy on them. So I tell people, if you owe a few hundred dollar to your regular dentist, pay him off before we file the bankruptcy.
Suppose you can’t?
If you call your personal doctor’s office up front and tell them what is going on–you are still ALLOWED to pay after your file bankruptcy. And the doctors I see will almost always work with you if you actually do keep paying them.
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Robert Weed has helped fifteen thousand people file bankruptcy in Northern Virginia. Robert Weed is a frequent panelist and speaker at the meetings of the National Association of Consumer Bankruptcy Attorneys. He is one of Northern Virginia’s most experienced personal bankruptcy lawyers. As an expert on changing consumer bankruptcy laws, Robert Weed has been interviewed on local and national TV and quoted in newspapers across the country.
linda murphy
i have a heloc that is my only loan on my home. It was not reaffirmed in a 2011 BK. i paid the interest only since until july 2015. A bad septic tank and too many repairs and owing about 50-60K more on the property than its worth led to a decision to stop paying and let the bank foreclose. Ive heard nothing from thm yet and am staying put until then but am i still responible for the property taxes?
Robert Weed
Linda:
You are still responsible for the property taxes. But I don’t know where you are, and I don’t know if they will chase you for them, or if they will wait until the lender forecloses and get paid then.
Here’s some more info. https://robertweed.com/2012/01/02/bankruptcy-and-real-estate-taxes-counties-are-desperate/