Before she came to talk to me about bankruptcy, Ana was scammed out of $200 by Recovery Services.

“Recovery Services” called Ana from 855-633-3603 in January and told her she was in trouble for non-payment of a “check” in connection with a pay day loan.  The sheriff would bring her papers day after tomorrow unless she made payment arrangements.

They sent her to an internet site where she signed a payment agreement and made three payments.  (She paid them through Paypal.)

I had Ana call them from my office today to say she was not sending any more payments, and she needed to confirm their address to include them in the bankruptcy.  (I wanted to see what they would say.)

Report scammers who use the internet to the Internet Crimes Complaint Center

A very authoritative-sounding lady told her that she could not file bankruptcy on them because she has a “sworn recorded phone call” and since she was breaking the agreement she could expect service of court papers between 8:00 and 3:00 on Wednesday.

All this is B.S. of course, but very convincing.  If I wasn’t right there with her, Ana might have caved in and sent another payment.

Instead, Ana is filing a complaint with the Internet Crimes Complaint Center.

By the time you read this, these people will be using a different phone number and a different name.  But if you get something like this, don’t be scammed!