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Bankruptcy Process in Virginia

You’re probably wondering about the bankruptcy process.  Let me tell you how it works here in Northern Virginia.

It’s harder than doing your taxes–that’s why you need a lawyer.  But it’s easier, for example, than getting a divorce, if there are children.

Your actual bankruptcy hearing will typically take less than four minutes.  There’s no reason for it to be scary.

Here is  a short video where I take you through the steps.

In this video you’ll find out…

  • How does the bankruptcy process works in Northern Virginia?
  • What kind of paperwork do you have to submit?
  • How long does it take?

I also have this fun booklet, with “BobBot” a cartoon lawyer, who takes you through going through the bankruptcy process.  The Guide Book – PDF Version 

Bankruptcy in Virginia and Credit Reports

Besides looking at my video and downloading my booklet, right now would be a good time for you to get your credit report, which we will go through together during our consultation.

I especially like this free credit report that you can get from Experian.com/reportaccess.   Copy these words and paste them into your search engine.            experian.com/reportaccess.   (Experian asks if you have been turned down for credit in the last 60 days–and they suggest the answer is Yes.  Keep the Yes checked.  Even if you don’t know it, nearly everyone in America has had their credit pulled by someone who then turned them down in the last 60 days.)

Did the words “free credit report” make you think of freecreditreport.com.  Do NOT go to freecreditreport.com–the credit reports there are lousy, and NOT free.  If my Experian link did not work for you, go to annualcreditreport.com.  You have a legal right to one free credit report a year.  And annualcreditreport.com is where to go to get that.  Avoid freecreditreport.com, where Experian sells you credit reports that you have a right to get for free.

This experian.com/reportaccess credit report is the one I use when I talk to people about bankruptcy.  It has a lot more information than most other credit reports have.  The small print is also bigger than the small print on most credit reports.  That makes it easier to read.  Other credit reports–including other credit reports that say Experian–are not as good.

(It’s free if you have been turned down for credit in the last 60 days. Most people have been, whether they know it or not.   If you don’t know who turned you down, answer Law Office of Robert Weed. That usually works.)

Get a Bankruptcy Consultation by an Experienced Lawyer

Ready to get started exploring the bankruptcy process in Virginia?  Go to the consultation tab here on my website.

I look forward to meeting with you in person to answer all of your questions. You’ll get started on the “new opportunity in life” that the bankruptcy law promises you.