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Make your mortgage payment in Chapter 13

Apr 6, 2024 | Blog

Make your mortgage payment in Chapter 13 It’s easy to lose track of your mortgage payments in Chapter 13.  They don’t call you if you miss a payment.  It seems like nothing happens. But if you slip back to three or four payments behind, they go to the...

Success in Chapter 13: What You Need to Know

Apr 6, 2024 | Blog

Success in Chapter 13: What You Need to Know You want to be one of three consumers who succeed in Chapter 13.  As the lawyer in over a thousand successful Chapter 13 cases, I’ve collected tips for success in Chapter 13. The Chapter 13 Trustee in Northern...

Here’s What We Need for our Second Meeting

Apr 5, 2024 | Blog

Here’s what we usually need for our second meeting The Be Happy form is mostly bio information that we need to get your case approved.  You can start here.  (Please don’t budget too low on your food and clothes.) We’ll need a credit report. You have...

What Does Chapter 7 Bankruptcy Cost in Virginia?

Jan 30, 2024 | Blog

Here’s our payment schedule and work schedule: Fee Agreement April 2024 Lawyers are required to tell you what work we do for the money you pay. A lot of lawyers are pretty sketchy about that. I try to do better. Do You Get More for Your Money with Us? Higher success...