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25

Oct 2020

Reviews Just reviews

Posted by / in Weekly Posts /

Read Our Bankruptcy Lawyer Reviews! More than 800 Five-Star Reviews from People Like You

  Reviews for Bankruptcy Law Office of Robert Weed

814 customer reviews

Average rating:5

  Laura M. Jones,…

There are no words to express our gratitude for the care, attention and expertise demonstrated by this wonderful, caring lady. Laura went above and beyond to help us with my…
by Aldo & Linda E on 07/10/2020

  Systematic…

Bob and his team have a tried and proven system for preparing your case for the court. They are able to assist with unique issues and they provide excellent follow up when you…
by Terry G on 06/17/2020

  Great Customer…

Called and asked for assistance with a case that was handled for me five years ago. For a nominal fee, I got just what I needed in a matter minutes. Awesome!CR
by Chris R on 06/08/2020

  A true advocate

Reached out to his office on Friday afternoon, had an appointment scheduled for Tuesday morning by phone, and only because it was a three-day weekend. Bob provided the counsel…
by Mark V on 05/26/2020

  Professional at…

Bob and his office have made this whole process such a pain free process. They are highly experience and will get the job done promptly and effectively. I highly encourage anyone…
by T D on 05/04/2020

More Verified Reviews

 

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Northern Virginia Lawyer Robert Weed

24

Oct 2020

When you file bankruptcy, they make it hard to pay your car payment

Posted by / in Chapter 7 Bankruptcy, Weekly Posts /

When you file bankruptcy, they make it hard to pay your car payment. Be prepared to use the mail.

You file bankruptcy and you want to keep your car. You know that means you need to keep paying.

Seems like the car finance people would welcome your payments; but they make it hard. That may be the most annoying thing that happens when you file bankruptcy. So be prepared.

If you know what to expect, here’s how to prepare.

Here’s the key info you need to round up, before we send in your bankruptcy papers:

Your account number

Your payment address

The date each month the payment is due

The date of the final payment

When you file bankruptcy, the car finance company will stop sending you bills. If you had an automatic deduction form your bank account, they will turn that off. They will shut off your internet access for your account.  And if you call for information, you probably won’t get is.

All that is pretty annoying.  (I explain here that’s because “you don’t have to pay.” Of course the car still has to pay.)

Here’s how to make your car payment when you file bankruptcy. You can use the mail.

How to make your car payment, when you file bankruptcy. You can mail a check every month.

How to make your car payment, when you file bankruptcy. You can mail a check every month.

So once you file bankruptcy, paying the car is like paying the rent; you need to remember it on your own.

You can make a note on your calendar to mail them a check every month. Or you can use your bank’s bill pay to automatically send a check. (Filing bankruptcy stops the car finance people from taking money automatically from your account. But it doesn’t stop your bank from sending money automatically from your account.)

That’s why you need to track down the account number and payment address before we send in your bankruptcy papers. So you have all the info you need to set up that bill pay with your bank.

If you know what to expect, it’s really not that hard.

And if it’s the most annoying thing about filing bankruptcy, well, for most people bankruptcy works.

 

Read Our Bankruptcy Lawyer Reviews! More than 800 Five-Star Reviews from People Like You

  Reviews for Bankruptcy Law Office of Robert Weed

814 customer reviews

Average rating:5

  Laura M. Jones,…

There are no words to express our gratitude for the care, attention and expertise demonstrated by this wonderful, caring lady. Laura went above and beyond to help us with my…
by Aldo & Linda E on 07/10/2020

  Systematic…

Bob and his team have a tried and proven system for preparing your case for the court. They are able to assist with unique issues and they provide excellent follow up when you…
by Terry G on 06/17/2020

  Great Customer…

Called and asked for assistance with a case that was handled for me five years ago. For a nominal fee, I got just what I needed in a matter minutes. Awesome!CR
by Chris R on 06/08/2020

  A true advocate

Reached out to his office on Friday afternoon, had an appointment scheduled for Tuesday morning by phone, and only because it was a three-day weekend. Bob provided the counsel…
by Mark V on 05/26/2020

  Professional at…

Bob and his office have made this whole process such a pain free process. They are highly experience and will get the job done promptly and effectively. I highly encourage anyone…
by T D on 05/04/2020

More Verified Reviews

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25

Sep 2020

Consumer Finance Protection Bureau Won’t Chase Underground Debt Collectors

Posted by / in Weekly Posts /

Consumer Finance Protection Bureau Announces They Don’t Chase Underground Debt Collectors

“We are unable to send your complaint to the company for a response.” That’s what the Consumer Finance Protection Bureau told Chuck Sterling. “The company is not in our complaint system.”

Chuck, a former client, received an email today, threatening to “take him into custody” and “transfer to prison” unless he paid a non-existent payday loan of $2471.15. Threatening jail for failure to pay an honest debt–much less a fake one–violates federal law.  The Federal Trade Commission has authority to sue debt collection companies who violate the law, ban them from the business and impose steep financial penalties.  The Consumer Finance Protection Bureau has a complaint form on their website and claims to follow up on each one.

The follow up to Chuck was, we’re not doing anything because we don’t know who these people are. Apparently they don’t chase debt collection scammers who are hiding out.

That kind of slack enforcement of consumer protection laws by the CFPB has become more common in the last few years.   

 

 

 

 

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NORTHERN VIRGINIA BANKRUPTCY LAW OFFICES