Chapter 7
Chapter 7 Bankruptcy
If you have car payments, you need to keep paying if you want to keep the car. And you need to keep making your house payment—or rent—if you want a place to stay.
Chapter 7 does NOT help you with child support or alimony. It does discharge taxes more than three years old, if filed on time. It doesn’t help with new taxes, or taxes you forgot to file.
Three out of four personal bankruptcies in Northern Virginia are Chapter 7. When you and I have our Zoom consultations, we’ll look first at whether Chapter 7 is right for you.
For most people, bankruptcy works.
Our Practice Areas
All We Do is Northern Virginia Bankruptcy Law
Chapter 7
In Chapter 7 you list the debts you just can’t pay.
Your credit score will go up and debts—credit cards, loans, medical bills, repossessions—go away.
Knowledgeable and Kind
Next, we’ll gather more details and talk a second time.
Chapter 13
We look at Chapter 13 if there’s a special reason Chapter 7 won’t work for you.