Debt collector phone calls? “Call Robert Weed, the Bankruptcy King!”
Stopping the debt collector phone calls is one of the three big reasons people file bankruptcy.
Stopping the debt collector phone calls is one of the three big reasons people file bankruptcy.
(Here are three big reasons: So they quit calling; so they can’t garnish you; and so you can get back to good credit.)
We can stop most of the phone calls right away–even before your bankruptcy is filed.
Stopping debt collector phone calls is a big reason people file bankruptcy. Tell them “call my lawyer.”
Tell them, “Call my lawyer!”
First, they know who I am. Their computer, anyway, knows I’m an experienced, awarded, top-rated bankruptcy lawyer. They are not going to bother you, because they expect your bankruptcy will be done right and get approved.
Second, the Fair Debt Collection Practices Act makes it illegal for collectors and debt buyers to keep calling. Now the FDCPA does not cover original creditors–people who first sent you the credit card, like Capital One or Bank of America. But many state laws do. So, to stay clear of trouble, original creditors stop calling, too.
You Don’t Need to Answer Any More Questions
When you tell them “call my lawyer,” you’ll often get follow-up questions. Don’t answer!
“Are you filing bankruptcy?” “Call my lawyer.”
“Is it a Chapter 7 or Chapter 13?” “Call my lawyer.”
“When do you expect to file?” “Call my lawyer.”
You Do Need to Give Them My Contact Info
Robert Weed
800 Corporate Drive #301
Stafford Virginia 22554
703-335-7793
Watch Out for Underground Debt Collectors
One set of people may NOT stop calling. Those are underground debt collectors. They are illegal and know it and don’t care.
Underground debt collectors often make illegal threats. Something like, “The sheriff will be at your job tomorrow, unless you pay us today.” If you get that, you should submit a complaint to the Consumer Finance Protection Bureau. After DOGE and Trump cuts, the CFPB may still go after the worst offenders.
We Keep Track of those Debt Collector Phone Calls
When you tell them to call my lawyer, we keep track of the debt collector phone calls we get. Most of the time they confirm me in their computer and they drop it. But we do get some and we keep notes on those.
Either way, my fierce reputation helps with part of your new start, even before your bankruptcy case is official.
