For some people, getting your health care budget right may be the key to the success of your bankruptcy. Your health care budget can determine your payment in a Chapter 13 plan; your health care budget can control whether you pass the Chapter 7 means test.

You have means test health care expenses hiding in your grocery cart
Means Test Health Care Expenses are Hiding in Your Grocery Cart
That’s why I’m reminding you to think about your grocery cart when you calculate your health care budget.
Here are some things you might buy at Giant or Safeway that count as health care.
- Band Aids, Icy Hot
- Neosporan
- Listerine, dental floss
- Vitamins
- Herbal Supplements
- Laxatives
- Arch support
- Aspirin, Tylenol, pain relievers
- Midol, Monistat, AZO
- Acne meds
- Fiber
- Sleep aids
- Dandruff shampoo
- Nutrition supplements
- Cough syrup
- Eye drops, contacts cleaning solution
- Styptic pencil
Don’t Just Think Prescriptions and Doctor Deductables
Identifying a few hundred dollars a year in grocery cart health care could help me, as your bankruptcy lawyer, save you thousands of dollars.



