Here’s what we usually need for our second meeting

My Be Happy form asks the information the bankruptcy court needs to approve your case. So we can “be happy.”

The Be Happy form is mostly bio information that we need to get your case approved.  You can start here.  (Please don’t budget too low on your food and clothing. And please do NOT stress about the bankruptcy value of your clothes and furniture.)

We’ll need a credit report. You have a legal right to get a free one at annualcreditreport.com. Usually, TransUnion is the easiest one of the three to download and read. They’d rather you pay than get a free one, so they make it just a little complicated. Vanessa can take you through it if you have any trouble,

Vanessa will also set up document portals for the required documents. Last year’s taxes, seven months of pay stubs, your ID and Social Security card.

I’m required to send you these fine-print notices.

This links to the way I calculate your Chapter 7 legal fee.  This is the price set by the court for Chapter 13 bankruptcy cases.