How to Download Your NSLDS File from StudentAid.gov

The first step to clearing your Federal student loans in bankruptcy is to get your student loan history. The government keeps track of your student loans and student loan payments is your NSLDS file. We need to see that history. That’s why you need to download your NSLDS file.

Downloading your NSLDS file from studentaid.gov is the first step to discharging your student loans in bankruptcy.

You can follow these written instructions:

Log into your account at https://studentaid.gov
In the right hand corner beneath your name use the down arrow to access your Dashboard.
On your dashboard, select “View Details” in the right hand corner of the “My Aid” section.
On the right hand side, select “Download My Aid Data”.
Select “Continue” to download your Student Loan Data to computer.

This file will download as a text file

You can also watch this easy-to-follow video:

Why Do I Want to Download my NSLDS?

President Biden, November 2022, changed the government policy on Federal student loans in bankruptcy.

Instead of fighting tooth and nail–under the old standard of paralyzed, never work again–the new rule is the government will agree to clear your student loans, if you are really broke. Many people expected President Trump to change this policy, but he hasn’t, as of August 2025.

Downloading your NSDLS is the first step to see if you can get approved under the new policy.

Send the NSLDS to me

Please upload the NSLDS when you get it to your Jubilee Portal. Or email it to me, robertweed@robertweed.com.

Meet Vanessa, Lexria & Jubilee Key

Meet Vanessa, my Paralegal

Vanessa Hill, bankruptcy paralegal, has worked for me for twenty years. She will get your credit report (when you give us permission) and she will set up our next meeting.

Meet Lexria, My Virtual File Clerk

Lexria, is my virtual file clerk. She can’t answer legal questions, but she is really good at getting the necessary information and bankruptcy required documents.

Meet Jubilee Key, my document manager

Jubilee Key is my document manager. She will send you our final papers for approval after we go over them, and then send them to the court. But her first job is to get your permission, so Vanessa can get your credit report. So look for an email from Jubilee.