Virginia Bankruptcy Blog
Chapter 7 Audits are back
Audits may have seemed rare in recent years, but now they are active again. Be careful about what you tell the bankruptcy court.
Bankers Hate Debt Settlement Outfits
The seven biggest groupts of bankers all sent a letter to Congress in February 2026 asking for stronger regulation of the outfits doing debt settlement. Many people who sign up for debt settlement think it's somehow better or more honest than filing for bankruptcy. But the bankers don't. So who exactly will think better of you because you tried it?
Surprise Fees on Chapter 13
When Nan filed chapter 13 bankruptcy, her mortgage company hit her with a $1225 legal fee. Sadly, almost every home owner in Chapter 13 gets hit with a surprise fee. When you file Chapter 13, your mortgage company will charge you for their lawyer looking over your Chapter 13 plan and filing their court papers, And usually they will send the bill to you.
Too embarassed to talk to a bankruptcy lawyer?
Recently, Elon Musk had his hand-picked board of directors at Tesla vote him a package of a trillion dollars over ten years. That’s $48 million an hour.
That means if you are making $48 an hour, a hundred thousand a year, Elon Musk thinks he’s a million times better than you.
Is It Smart to Borrow from my TSP to Pay my Credit Cards?
Some People file Bankruptcy After They Drained their TSP
Some people file ...
Bankruptcy Eligiblity is a Moving Target
Don't sit on your Bankruptcy Eligiblity: It's a moving target
In January, ...
Discharge and Dismissal in Chapter 13
Discharge in Chapter 13 is an Uphill Climb
For most people, most of the ...
How to Settle a Warrant in Debt
Wait for the creditor lawyer to finish all their cases, then catch him in the hallway. Now they know you are NOT afraid of court; and you are prepared to fight.
Eleven Weeks After Discharge
It's Already Three Months Since Your Bankruptcy Discharge
How are you ...
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