If you’re like most people, when the financial situation starts to get out of hand and the debt collectors call day and night, you stop answering the phone. When you stop answering the phone, the collectors leave messages, and eventually your mailbox gets full.

That’s a good strategy for a while, but it’s a problem for me as your bankruptcy lawyer, because sometimes I need to reach you. If you don’t answer the phone, I need to be able to leave a message.

So please, once we’ve decided to work together, go into your mailbox and delete all those old messages so your voicemail picks up when I need to get you important information about your case.

Please empty your voice mailbox so I can leave you a message when you don’t answer.

Put a Smile on Your Face

Try to smile while you delete those old messages from debt collectors. Those people, and those debts, are gonna be out of your life. See if you can laugh about it. My promise is, “Be Happy and Debt Free.” Being able to delete those messages is part of your new start.

Tell Them to Call My Lawyer

You should also feel free to answer the phone and tell them “call my lawyer.” Give them my contact info. By law, debt collectors and buyers are required to leave you alone, once you send them to me. Most original creditors (but not all) will also get polite when you tell them you have a lawyer.

Do they ask you question? Don’t answer. Tell them to call my lawyer.