Mar 6, 2026 | Articles Blog, Blog, Chapter 13, Chapter 13 Bankruptcy, new blog posts
Watch out for this legal fee trap in Chapter 13 When Nan filed chapter 13 bankruptcy, her mortgage company hit her with a $1225 legal fee. Sadly, almost every home owner in Chapter 13 gets hit with a surprise fee. When you file Chapter 13, your mortgage company will...
Nov 9, 2025 | Articles Blog, Chapter 13, new blog posts
Zombie Second Mortgages Are Hard to Kill Zombie mortgages are hard to kill. But in the past two years, we successfully used Chapter 13 and consumer law violations to save two families from foreclosure by zombie second mortgages. Maurice and Lily Hadn’t Paid the...
Aug 16, 2025 | Blog, Chapter 13, Chapter 13 Bankruptcy
Discharge in Chapter 13 is an Uphill Climb For most people, most of the time, getting a discharge is the goal of a bankruptcy case. The Supreme Court put it this way. “The principal purpose of the Bankruptcy Code is to grant a ‘fresh start’ to the ‘honest but...
Jul 5, 2024 | Chapter 13, Chapter 13 Bankruptcy, new blog posts
If you are hurt in a car accident during your chapter 13, tell your bankruptcy lawyer. During the five (or three) years of your Chapter 13, you are required to update the court if you’re injured in a car accident. I don’t see that written in the law...
May 3, 2024 | Blog, Chapter 13, new blog posts
Let’s schedule a meeting now. We know the Trustee will object. Chapter 13 Trustee Thomas Gorman will have objections to our proposed Chapter 13 plan. He (almost) always does. Mostly he doesn’t like our math. Sometimes he finds mistakes in our paperwork. It...
Apr 6, 2024 | Blog, Chapter 13, Chapter 13 Bankruptcy
Success in Chapter 13: What You Need to Know You want to be one of three consumers who succeed in Chapter 13. As the lawyer in over a thousand successful Chapter 13 cases, I’ve collected tips for success in Chapter 13. The Chapter 13 Trustee in Northern...
