Watch out for this legal fee trap in Chapter 13 When Nan filed chapter 13 bankruptcy, her mortgage company hit her with a $1225 legal fee. Sadly, almost every home owner in Chapter 13 gets hit with a surprise fee. When you file Chapter 13, your mortgage company will...
Zombie Second Mortgages Are Hard to Kill Zombie mortgages are hard to kill. But in the past two years, we successfully used Chapter 13 and consumer law violations to save two families from foreclosure by zombie second mortgages. Maurice and Lily Hadn’t Paid the...
Chapter 7 Trustee Lauren Friend McKelvey Lauren Friend McKelvey is the newest of the four Chapter 7 trustees in the Alexandria, Virginia, Bankruptcy court. When you file a bankruptcy case in Alexandria, the computer assigns you to one of the four trustees. Lawyers...
Keeping Your House as a Widow Filing Bankruptcy in Virginia One of the tragedies of being a widow is this: You lose the protection for your house that Virginia law gives a married couple filing bankruptcy. Bankruptcy is set up by the Federal government, but each state...
If you are hurt in a car accident during your chapter 13, tell your bankruptcy lawyer. During the five (or three) years of your Chapter 13, you are required to update the court if you’re injured in a car accident. I don’t see that written in the law...
Let’s schedule a meeting now. We know the Trustee will object. Chapter 13 Trustee Thomas Gorman will have objections to our proposed Chapter 13 plan. He (almost) always does. Mostly he doesn’t like our math. Sometimes he finds mistakes in our paperwork. It...
