What’s the Best Way to Try to Settle a Warrant in Debt? Do you want to avoid garnishment (and avoid bankruptcy) by negotiating your warrant in debt? I get asked about that a lot. So here’s my best advice. Go to court and Ask for a Trial It doesn’t...
Virginia Mortgage Relief HAF Program Runs Out of Money My friend Carrie stopped the foreclosure scheduled for today, June 26, 2024, with a grant from the Virginia Mortgage Relief, Homeowner Assistance Fund. She will be one of the last people helped; the program...
“You mean to tell me you don’t have any underwear!” When I was much younger, I practiced bankruptcy law in Baltimore City. Judge Kiser, the bankruptcy judge, made people inventory their underwear. Today, the bankruptcy court in Alexandria...
Your Bankruptcy Budget When you fill out your bankruptcy budget, remember inflation. Some people give me a food budget that might have worked ten years ago, but not now. Some people think of just the grocery store budget and forget they get coffee every morning...
Marian Saves Her House from Reverse Mortgage Foreclosure: She Filed Chapter 13 and Got Fairfax Senior Citizen Tax Relief Before her husband died, Marian had taken out a reverse mortgage on her home. That way, they hoped, she wouldn’t have a house payment and...
Stress May Be Your Heart’s Worst Enemy That’s a headline in today’s New York Times. I pass that on because as a bankruptcy lawyer I see people defeated by the stress of debt’s they can’t pay. Good people go for years dragging around bad...
