Can Creditors Still Sue and Garnish Me While I’m in a Debt Settlement Program? Yes. Enrolling in debt settlement does not stop a creditor from suing you, obtaining a judgment, placing a lien on your home, and garnishing your bank or paycheck. Any creditor that...
Chapter 7 Bankruptcy Audits Are Back: What You Need to Know If you’re considering Chapter 7 bankruptcy, audits are active again—and they’re being enforced more frequently than in recent years. 🔍 Why Audits Chapter 7 audits were created under BAPCPA (2005) to verify...
Here’s what we need for our Be Happy meeting On this page, I’m introducing Lexria, my virtual file clerk. Lexria gathers the necessary information and bankruptcy required documents we need for our next meeting. I call our next meeting the Be Happy...
Are You Filing a Personal Bankruptcy Because of Business Law Problems. A couple times a month, I tell people I’m NOT the right lawyer for their bankruptcy case. Often that’s people whose personal bankruptcy is caused by business law problems. The best...
Keeping Your House as a Widow Filing Bankruptcy in Virginia One of the tragedies of being a widow is this: You lose the protection for your house that Virginia law gives a married couple filing bankruptcy. Bankruptcy is set up by the Federal government, but each state...
Most people never go to the Northern Virginia bankruptcy courthouse. About a month after your bankruptcy papers are filed, you have to attend a bankruptcy trustee hearing. (Also called a “meeting of creditors” or a “341 hearing.”) ...
