Please Empty Out Your Voice Mailbox If you’re like most people, when the financial situation starts to get out of hand and the debt collectors call day and night, you stop answering the phone. When you stop answering the phone, the bill collectors leave...
Chapter 7 Bankruptcy Audits Are Back: What You Need to Know If you’re considering Chapter 7 bankruptcy, audits are active again—and they’re being enforced more frequently than in recent years. 🔍 Why Audits Chapter 7 audits were created under BAPCPA (2005) to verify...
Bankers Hate Debt Settlement Outfits Bankers hate debt settlement. The seven biggest groupts of bankers all sent a letter to Congress in February 2026 asking for stronger regulation of the outfits doing debt settlement. The bankers says that those settlement plans...
Watch out for this legal fee trap in Chapter 13 When Nan filed chapter 13 bankruptcy, her mortgage company hit her with a $1225 legal fee. Sadly, almost every home owner in Chapter 13 gets hit with a surprise fee. When you file Chapter 13, your mortgage company will...
Are you embarrassed that you can’t get by at 48.07 per hour? Forty-eight dollars per hour, actually $48.07, is a hundred thousand dollars a year. That sounds like a lot of money, but people who are making that much are contacting me in record numbers. Maybe you...
Some People file Bankruptcy After They Drained their TSP Some people file bankruptcy after they drained their TSP. Those people, people I meet as a bankruptcy lawyer, should have talked to me sooner and left their money safely in their TSP. One of the many wonderful...
