Jun 23, 2025 | Blog, Chapter 13 Bankruptcy
How Quickly Does the Postal Service Deliver Your Chapter 13 payment? When you are in Chapter 13, you need to make your monthly trustee payments on time–especially in the first four months of the case. So it doesn’t help that our Chapter 13 Trustee in...
May 24, 2025 | Blog, Chapter 7 Bankruptcy
Chapter 7 Trustee Kevin McCarthy Kevin McCarthy is one of the four Chapter 7 trustees in the Alexandria, Virginia, Bankruptcy court. When you file a bankruptcy case in Alexandria, the computer assigns you to one of the four trustees. Lawyers work as Chapter 7 trustees...
May 16, 2025 | After Bankruptcy, Blog
Shocking Results: Credit Scores Drop the First Year After Bankruptcy A couple of years after filing for bankruptcy, many people find their credit scores are worse than the day the bankruptcy was approved. I was shocked when I saw that. According to LendingTree,...
Apr 17, 2025 | Alternatives to bankruptcy, Blog
“Now I can’t even rent an apartment” Chuck, not his real name, talked to me last month about filing bankruptcy. He’d been trying to “resolve” his debts through one of the newer debt settlement outfits, Five Lakes. He had been...
Apr 5, 2025 | Articles Blog, Blog, Chapter 7
Chapter 7 income eligibility got slightly easier April 1, 2025 If you are making less than the median income, you have income eligibility to file Chapter 7 bankruptcy. Those eligibility numbers adjusted up, April 1, 2025. For Virginia, eligibility is automatic for...