Bankruptcy is One of Three Ways to Discharge Student Loans

Is paying off your student loans impossible? Don’t give up hope. You have three possible escapes, including discharging your student loans in bankruptcy. Public Service Student Loan Debt Forgiveness (PSLF) If you work for a government, school, or hospital, you should...
Rats!  I need a new car and I’m stuck in Chapter 13

Rats! I need a new car and I’m stuck in Chapter 13

Do You Need to Finance a Car in Chapter 13? The last thing you want to do is get further into debt while you are in Chapter 13.  (The goal of Chapter 13 is to get out of debt.)  But sometimes you need to–most often if you need to replace a junker car. There are...
Paying Your Mortgage with Money Order is a Bad Idea

Paying Your Mortgage with Money Order is a Bad Idea

Paying Your Mortgage with Money Orders is a Bad Idea Handing somebody a money order to buy a car or something–that’s sometimes safer than cash.  But mailing a money order to pay your mortgage–that’s almost always a bad idea. Let me tell you...
I Just Renewed My Membership in Consumer Advocates

I Just Renewed My Membership in Consumer Advocates

Why I’m a Member of the National Association of Consumer Advocates I’m a bankruptcy lawyer.  When I first started I said “All I do is Bankruptcy.”  What I found out is that people in financial trouble are magnates for illegal stuff being done...
Ten Years Out of School and Still Struggling with Student Loans?

New! For Millions, Bankruptcy Help with Student Loans!

Bankruptcy Can Now Help Millions with Student Loans! Are you nine months or more behind on your student loans?  You are not alone. Typically, ten million Americans are at least nine months behind. And another million fall into that default category each year.  In...