Is paying off your student loans impossible? Don’t give up hope. You have three possible escapes, including discharging your student loans in bankruptcy. Public Service Student Loan Debt Forgiveness (PSLF) If you work for a government, school, or hospital, you should...
Do You Need to Finance a Car in Chapter 13? The last thing you want to do is get further into debt while you are in Chapter 13. (The goal of Chapter 13 is to get out of debt.) But sometimes you need to–most often if you need to replace a junker car. There are...
Paying Your Mortgage with Money Orders is a Bad Idea Handing somebody a money order to buy a car or something–that’s sometimes safer than cash. But mailing a money order to pay your mortgage–that’s almost always a bad idea. Let me tell you...
Are You Ten Years Out of School and Still Struggling with Student Loans? President Trump has continued student loan policy changes by the Biden Administration that help people struggling with student loans. That program makes it possible to discharge your student...
Why I’m a Member of the National Association of Consumer Advocates I’m a bankruptcy lawyer. When I first started I said “All I do is Bankruptcy.” What I found out is that people in financial trouble are magnates for illegal stuff being done...
Bankruptcy Can Now Help Millions with Student Loans! Are you nine months or more behind on your student loans? You are not alone. Typically, ten million Americans are at least nine months behind. And another million fall into that default category each year. In...