Let’s schedule a meeting now. We know the Trustee will object. Chapter 13 Trustee Thomas Gorman will have objections to our proposed Chapter 13 plan. He (almost) always does. Mostly he doesn’t like our math. Sometimes he finds mistakes in our paperwork. It...
“You mean to tell me you don’t have any underwear!” When I was much younger, I practiced bankruptcy law in Baltimore City. Judge Kiser, the bankruptcy judge, made people inventory their underwear. Today, the bankruptcy court in Alexandria...
Before Bankruptcy, There Are Two Ways Your Credit Score Tricks You Are you worried about what bankruptcy will do to your credit score? Your credit score is the tool the banks and credit card companies use to trick you into paying them, even when you can’t...
Success in Chapter 13: What You Need to Know You want to be one of three consumers who succeed in Chapter 13. As the lawyer in over a thousand successful Chapter 13 cases, I’ve collected tips for success in Chapter 13. The Chapter 13 Trustee in Northern...
Here’s what we usually need for our second meeting In a few minutes, we’ll send you a link to start on our Be Happy form. The Be Happy form is mostly bio information that we need to get your case approved. (Please don’t budget too low on your food...
Here’s our payment schedule and work schedule: Fee Agreement November 2025 Lawyers are required to tell you what work we do for the money you pay. A lot of lawyers are pretty sketchy about that. I try to do better. Do You Get More for Your Money with Us? Higher...
