Here’s What We Need for our Second Meeting

Here’s what we usually need for our second meeting The Be Happy form is mostly bio information that we need to get your case approved.  You can start here.  (Please don’t budget too low on your food and clothing. And please do NOT stress about the...

What Does Chapter 7 Bankruptcy Cost in Virginia?

Here’s our payment schedule and work schedule: Fee Agreement April 2024 Lawyers are required to tell you what work we do for the money you pay. A lot of lawyers are pretty sketchy about that. I try to do better. Do You Get More for Your Money with Us? Higher success...
We’re Zooming Virtual Bankruptcy Consultations

We’re Zooming Virtual Bankruptcy Consultations

We’ve been Zooming–doing Zoom bankruptcy consultations–since April 2020. We’re sticking with it. We stopped in-office consultations with the March 2020 pandemic lock down. (I first heard of Zoom when my church started using it. We’re a small congregation and can see...

We Win Our Appeal–Chapter 13

Robert traded his 2007 Ford Mustang on a new Ford Focus shortly before filing Chapter 13 bankruptcy. Virginia bankruptcy lawyer Kaitlin Vaillancourt worked with me on this Chapter 13 appeal. Thomas Gorman, the Chapter 13 trustee, objected that was “bad faith.” Robert...

What’s a Judicial District in Virginia for FDCPA Purposes

The FDCPA requires that a debt collector sue you in the right judicial district. Virginia is divided into Judicial Districts. You can see that map here. In Northern Virginia, most district are one county. But Loudoun and Fauquier share one district. Stafford is in...